What We Do

Structured services for complex commercial cases.

Four core services define the Northgate desk. Each operates as part of a disciplined sequence, from intake through partner review.

01

Capital Exposure Review

We organize known MCA positions, creditor obligations, payoff estimates, payment schedules, UCC exposure, legal notices, and supporting documentation into a complete capital exposure profile.

  • Position-by-position mapping
  • Estimated payoff modeling
  • UCC and lien review
  • Daily and weekly obligation analysis
02

Case Package Preparation

We assemble structured commercial case packages including merchant information, business health, capital exposure, document vault, authorization, and submission summaries.

  • Standardized merchant profile
  • Document vault assembly
  • Authorization forms
  • Submission summary memorandum
03

Approved Partner Submission

When appropriate, Northgate submits completed packages to approved restructuring, settlement, legal, servicing, or capital partners for review.

  • Partner suitability assessment
  • Controlled submission
  • Disclosure handling
  • Tracked partner correspondence
04

Recovery Pathway Coordination

Northgate tracks partner responses, missing items, case status, and potential future capital review so the business has a more organized path forward.

  • Partner status tracking
  • Missing-item resolution
  • Case status visibility
  • Follow-on capital evaluation
Operating Principle

We prepare and coordinate. Partners review and decide.

Northgate does not promise settlement, restructuring, financing, or any specific outcome. We organize the situation so it can be reviewed properly by the right partner.